Where subscriber payments become operator revenue — automatically.
Netxol Billing is the money side of NOS: recurring, prepaid, postpaid and usage-based charging, invoice generation with per-tenant branding, dunning that connects to network suspension, and a built-in payment collection layer that already accepts JazzCash, EasyPaisa, Mastercard, Visa and other methods inside the Subscriber App.
- Recurring · prepaid · postpaid · usage
- JazzCash, EasyPaisa, Mastercard, Visa in-app
- Auto-reconciliation to ERP
- Beta with NOS 0.2 · in-app collection layer included
Your subscribers pay how they want to pay — Netxol collects and settles to you.
Any ISP that ships the Netxol Subscriber App gets a payment collection layer out of the box. Subscribers pay from inside the app with JazzCash, EasyPaisa, Mastercard, Visa or any supported method; Netxol receives the funds, reconciles them against the right invoice, and settles the net to the operator on a defined schedule. New operators do not need to sign a separate merchant contract with each processor before they can accept a payment.
Netxol operates the collection layer as an aggregator so operators can accept these methods from day one — with a settlement schedule agreed in the licence agreement. Ask sales for the full list of supported methods in your market.
Why Netxol Billing.
Every benefit below traces back to a specific capability in the platform — not a marketing slogan. See the capability grid at the bottom of the page for the full register.
Every payment method your subscribers already use.
JazzCash, EasyPaisa, Mastercard and Visa are wired into the Subscriber App from day one. Netxol collects on behalf of the operator and settles the net — you go live without a separate merchant contract for every processor.
Billing that already knows the network.
Usage-based charges use the platform's own RADIUS/PPPoE session records. Auto-suspend on non-payment reaches into NMM and turns the port off; auto-restore brings it back within seconds of payment. No BSS-to-network gap to bridge.
Reconciliation that closes itself.
Incoming money is matched to invoices automatically — including partial payments. The AR sub-ledger inside ERP mirrors the state continuously, so the month closes when the month ends.
Audit-grade every step.
Every charge, change, credit note and reversal writes to an immutable audit trail. Billing-run simulation shows exactly what will be invoiced before it is sent. Regulator, auditor and CFO all read from the same record.
One catalogue for sales, network and finance.
Every sellable service — speed, volume, quality, price, tax rule, promotion window — defined once and consumed by CRM (sales), NMM (provisioning) and Billing (invoicing). Recurring, prepaid, postpaid and usage-based charging models all live on the same product record.
- Recurring, prepaid, postpaid and usage-based charging
- Speed / time / volume plan types + burst allowances
- Multi-service and triple-play bundle pricing
- Dynamic promotions with automatic reversion
JazzCash, EasyPaisa, Mastercard, Visa — inside the Subscriber App.
The Netxol Subscriber App gives every ISP a native, white-label bill-payment surface. Subscribers pay in-app with mobile wallets or cards; Netxol handles the merchant integration, reconciles the payment against the invoice, and settles the net to the operator. Card-on-file recurring collection is available for postpaid customers who opt in.
- JazzCash, EasyPaisa, Mastercard, Visa out of the box
- Netxol operates the collection layer — no per-processor contract
- Card-on-file recurring collection with proper 3DS flow
- Instant receipt + confirmation on the customer's preferred channel
Non-payment turns the port off. Payment turns it back on.
Configurable dunning workflow escalates reminders through the customer's preferred channels. If it reaches the suspension stage, Billing tells NMM to disable the service; the moment a payment lands, the port is restored — usually within seconds. Debt-management workflows convert what would be written off into a structured payment plan.
- Escalating reminders per policy (SMS, email, push, WhatsApp)
- Automatic network suspension + restoration
- Debt-management payment plans
- Collections outcome analytics
Revenue assurance is a first-class module, not a spreadsheet.
Continuous checks catch unbilled subscribers, wrong plans, duplicates, expired promotions and unused resources — the two-to-five per cent of revenue most operators quietly lose. Billing-run simulation surfaces errors before invoices land in inboxes. Every action writes an immutable audit-trail entry.
- Revenue leakage detection across the graph
- Dry-run billing simulation before send
- Immutable audit trail for every change
- Fraud detection: account sharing, resale, manipulation
Thirty-two capabilities. From plan to payout.
Billing runs on the same graph as CRM, NMM and ERP — so a plan change in CRM, a suspension in NMM, an invoice in Billing and a posting in ERP are the same event. No middleware. No exports. No reconciliation windows.
Plan catalogue
One source of truth for every sellable service.
Recurring billing
Automatic periodic charging with proration.
Prepaid balance
Pay-before-use, auto-suspend + restore.
Postpaid billing
Post-consumption billing with credit terms.
Usage-based billing
Charging on the platform's own session records.
Bundle pricing
Internet + TV + voice on one invoice.
Dynamic promotions
Time-limited pricing with auto-reversion.
Invoice generation
Branded, per-tenant, multi-language.
Proration
Correct charging on mid-cycle changes.
Discounts + credits
Structured, approval-bounded, expiring.
Credit notes
Proper reversal documents for audit.
Tax engine
Multi-jurisdiction, withholding-aware.
Payment gateway
JazzCash, EasyPaisa, Mastercard, Visa built-in.
Auto-reconciliation
Payment matched to invoice, including partials.
Dunning workflow
Escalation with defined actions per stage.
Suspend + restore
Direct link into NMM, seconds not hours.
Debt payment plans
Structured recovery for arrears.
Deposits + advances
Tracked, refunded and reported correctly.
Franchise billing
Wholesale to partners who bill their own.
Commission calc
Agent + reseller commissions from real revenue.
Revenue recognition
Posted to the correct accounting period.
Revenue assurance
Systematic checks: everything delivered is billed.
Leakage detection
Unbilled subs, wrong plans, expired promos.
Dispute management
Structured investigation with a full trail.
Billing-run simulation
Dry-run before invoices leave the building.
Audit trail
Immutable record of every charge and change.
Receipt delivery
Instant confirmation on the preferred channel.
Multi-currency
Charge in customer's currency, revalued.
Fraud detection
Account sharing, resale, manipulation flagged.
Multi-tenant billing
MVNOs, subsidiaries, franchises isolated.
Card-on-file
Recurring collection with proper 3DS flow.
Collections analytics
Outcome + effectiveness by stage and channel.
Questions we get on the first call.
Do we have to sign our own contract with JazzCash, EasyPaisa, Mastercard and Visa before accepting payments?
No. Netxol operates the payment collection layer as an aggregator on your behalf. Subscribers pay inside the app; funds settle to a Netxol collection account and are then remitted to your operator account on the agreed settlement schedule (typically T+1 or T+2, depending on the method). You can migrate to direct merchant contracts later without disrupting the subscriber experience.
Which payment methods are supported today?
Out of the box: JazzCash and EasyPaisa (mobile wallets), and Mastercard and Visa (card networks, including 3DS-authenticated recurring). Additional methods (bank transfers, over-the-counter, Raast in Pakistan, GCC digital wallets) are being added by market — talk to sales for the current list in your country.
How does automatic suspension actually work — is there a lag?
The suspension policy is enforced from the Billing dunning workflow directly into NMM. The port is disabled at the OLT / BNG via the platform's RADIUS/PPPoE integration; typical time from the dunning stage firing to service-off is under 5 seconds. Restore on payment is symmetrically fast — the moment the payment gateway confirms, the port comes back up.
Can we run Billing without CRM or ERP?
Yes for CRM (Billing keeps a lightweight subscriber master of its own until you add CRM) — but ERP is recommended alongside so the ledger and AR sub-ledger stay in sync. Operators frequently start with NMM + Billing and add CRM later when care volume grows.
What about revenue assurance — how much does the module typically recover?
Industry-typical revenue leakage for FTTH operators is 2–5% of turnover — unbilled subscribers, wrong plans, expired promotions still active, and duplicates. Netxol's continuous checks surface these systematically. Operators we have worked with have recovered the module's licence fee inside the first quarter.
How is the settlement report generated?
Every settlement batch produces a signed reconciliation report showing the gross collected, the fees deducted per method, refunds and chargebacks, and the net paid to the operator. The report reconciles line-by-line to the AR sub-ledger in ERP and is available in the operator's admin console and via API.
Go live in your market without stitching four payment contracts.
Netxol Billing is entering beta with NOS 0.2 and ships pre-installed on every Netxol Core. Talk to sales for early access, a scoped pilot, or a supervised migration from your existing billing / BSS platform.